Who We Are and What This Covers

xarimavelo provides educational services focused on business activity analysis. This policy explains what happens with your personal information when you interact with our website at xarimavelo.world, register for courses, or communicate with us.

We comply with Canada's Personal Information Protection and Electronic Documents Act (PIPEDA) and provincial privacy legislation applicable in Alberta. That means we follow specific rules about collecting, using, and protecting your data.

Information We Collect

Information You Give Us Directly

When you register for our learning programs or contact us, you share information with us. Here's what we typically collect:

• Your name and contact details (email address, phone number)
• Mailing address for course materials or certificates
• Professional background information you choose to share
• Payment information when you enroll in paid programs
• Course preferences and educational goals
• Communication history with our team

Information We Collect Automatically

Like most websites, ours collects some information automatically through standard internet technologies:

• IP address and general location data
• Browser type and device information
• Pages you visit on our site and how long you stay
• Referring website or search terms that brought you here
• Date and time of your visits

Information From Other Sources

Sometimes we receive information about you from third parties. This might happen if you register through a partner organization or if you've given permission to share your professional profile from another platform.

How We Use Your Information

We're not in the business of selling data or bombarding you with irrelevant messages. Here's what we actually do with your information:

We base our data processing on several legal grounds under PIPEDA: your consent, contractual necessity (we need certain information to deliver the education you've paid for), and legitimate business interests (like preventing fraud or improving our services).

Who Sees Your Information

We don't share your personal information with random third parties. But running an educational service does require working with some trusted partners:

Service Providers

These are companies that help us operate—payment processors, email service providers, hosting companies. They only access information needed to do their specific jobs, and they're contractually required to protect it.

Educational Partners

If you're enrolling through a corporate program or partnership, we may share relevant information with that organization. We'll always tell you when this applies.

Legal Requirements

We'll disclose information if required by Canadian law, court order, or government regulation. We may also share information to protect our legal rights or prevent harm.

How We Protect Your Data

Security isn't just a checkbox for us. We use industry-standard measures to protect your information:

• Encrypted data transmission using SSL/TLS protocols
• Secure servers with regular security updates
• Access controls limiting who on our team can see personal information
• Regular backups stored securely
• Payment information handled by PCI-DSS compliant processors

No system is completely foolproof—if we experience a data breach that affects you, we'll notify you promptly as required under Canadian law.

How Long We Keep Your Information

We don't keep data longer than necessary. Here's our general approach:

• Active student records: kept while you're enrolled and for seven years after completion (this meets Canadian tax and education reporting requirements)
• Marketing communications: until you unsubscribe or ask us to delete your information
• Website analytics: typically aggregated and anonymized after 26 months
• Financial records: seven years as required by Canadian tax law

After these periods, we securely delete or anonymize your information unless we have a legal obligation to keep it longer.

Your Rights Under Canadian Law

PIPEDA gives you specific rights regarding your personal information. Here's what you can do:

Access Your Information

You can request a copy of the personal information we hold about you. We'll provide it within 30 days, usually at no charge.

Correct Inaccurate Information

If something we have on file is wrong, let us know and we'll fix it. Keeping your information accurate matters to us because it affects the service we provide.

Withdraw Consent

You can withdraw consent for certain uses of your information. For example, you can unsubscribe from marketing emails anytime. Just know that withdrawing consent for essential purposes (like program administration) might mean we can't continue providing services.

Request Deletion

You can ask us to delete your personal information, subject to some limitations. We might need to keep certain records for legal or accounting purposes even after you request deletion.

File a Complaint

If you believe we've mishandled your information, you can complain to the Office of the Privacy Commissioner of Canada. But we'd appreciate the chance to address your concerns directly first.

Cookies and Tracking Technologies

Our website uses cookies—small text files stored on your device. We use them for:

• Keeping you logged in to your account
• Remembering your preferences
• Understanding which pages people visit most
• Measuring how our marketing performs

You can control cookies through your browser settings. Blocking all cookies might affect how well our site works for you.

International Data Transfers

We primarily store data in Canada. However, some of our service providers use servers in the United States or other countries. When we transfer data outside Canada, we make sure appropriate safeguards are in place, such as contractual protections or privacy frameworks.

Data stored in the U.S. may be subject to U.S. government access under laws like the CLOUD Act. We minimize these transfers where possible.

Children's Privacy

Our services are designed for adult learners and business professionals. We don't knowingly collect information from anyone under 16. If you're a parent and believe your child has provided us information, please contact us immediately.

Changes to This Policy

We update this policy occasionally as our practices evolve or laws change. When we make significant changes, we'll notify you by email or through a prominent notice on our website. The effective date at the top shows when this version was last updated.

Continuing to use our services after changes take effect means you accept the updated policy.

Third-Party Links

Our website might link to other sites—industry resources, partner organizations, or educational materials. We're not responsible for the privacy practices of those sites. When you click away from xarimavelo.world, this policy no longer applies.